Fast Auto, Home Owners, Life, and Health Insurance Quotes!
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Fast Auto, Home Owners, Life, and Health Insurance Quotes! |
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Lowering Your Auto Insurance Costs
Vehicle insurance - a cost we all must bear if we want to drive. But you might be surprised at how varied the rates for car insurance can be in your area. Definitely shop around for your car insurance. Don't just go with the first agent you speak with.
Now, thanks to the internet, you can shop around right from the comfort of home. Go ahead and get at least three price quotes from different kinds of insurance companies.
If you're in the market for a new car, call to see how much it will cost to insure in the first place. Having a car alarm and other anti-theft devices can help lower your costs.
Always ask about discounts. Don't be shy. Companies expect this!
What's my cost if I have a $500 deductible? (Increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by as much as 30 percent.)
How about a $1,000 deductible? Going to a $1,000 deductible can save you 40 percent or more. (Now if you don't keep at least this much in the bank, don't choose this option!)
If your car is worth less than 10 times the annual insurance premium, purchasing extra coverage may not be cost effective. That's one great thing about owning an old car! Here are a few examples of what you can say when speaking with an agent to lower your insurance premium...